Terms & Conditions

For the purposes of these Terms & Conditions, the following definitions apply:

These Terms & Conditions constitute a legally binding agreement between you and the Company. By accessing or using our platform in any manner — including browsing, registering an account, or making a purchase — you expressly agree to these terms.

We reserve the right to modify these Terms at any time. Changes will be effective immediately upon publication. Your continued use of the Website after any modification constitutes your acceptance of the revised Terms.

To use this Website and purchase our Products or Services, you must meet the following eligibility requirements:

• You must be at least 18 years of age, or using the platform under the supervision of a parent or legal guardian.
• You must be legally capable of entering into binding contracts under applicable law.
• You must not be barred from receiving services under the laws of India or any applicable jurisdiction.
• For Kids Learning products, a parent or guardian must register and manage the account on behalf of the minor.

Certain features and purchases on the Website require you to create an account. When registering, you agree to:

• Provide accurate, current, and complete information during registration.
• Maintain and promptly update your account information to keep it accurate.
• Keep your password secure and not share it with any third party.
• Accept responsibility for all activities that occur under your account.
• Notify us immediately of any unauthorised use of your account.

We offer a range of educational products and services across multiple categories on our platform. The following table outlines the key product types and their access policies:

All products are digital in nature. We reserve the right to modify, update, or discontinue any product or service at any time without prior notice, though we will endeavour to inform registered users where reasonably practicable.

All prices displayed on the Website are in Indian Rupees (INR) and are inclusive of applicable taxes unless stated otherwise.

• Prices are subject to change without prior notice. The price applicable to your order is the price displayed at the time of checkout.
• All payments must be completed in full before access to any Product or Service is granted.
• Payments are processed through secure, third-party payment gateway providers. We do not store your payment card details.
• In the event of a failed transaction, please check with your bank before attempting payment again to avoid duplicate charges.
• Promotional discounts or coupon codes, if applicable, must be applied at checkout and cannot be claimed retroactively.

As all our products are digital in nature, delivery is made electronically. Upon successful payment:

• Access to the purchased course or resource will typically be granted within 24 hours of payment confirmation.
• A confirmation email will be sent to the registered email address with access details.
• If access is not received within the stated timeframe, please contact our support team immediately.

Delays in delivery due to technical issues on our LMS platform will be addressed promptly. Delays caused by incorrect user information (e.g., wrong email address) are the responsibility of the user.

All content on this Website — including but not limited to course materials, videos, audio recordings, written notes, graphics, logos, software, and the overall design — is the exclusive intellectual property of Sanprit Financial Services Private Limited or its respective content partners and is protected under applicable copyright and intellectual property laws.

• You may not copy, reproduce, modify, distribute, sell, sublicense, or publicly display any content from the Website without prior written permission from the Company.
• Screen recording, downloading, or redistribution of course materials is strictly prohibited.
• You may not use any of our trademarks, logos, or brand elements without express written consent.
• Access granted upon purchase is for your personal, non-commercial use only.

You agree to use the Website and its services in a responsible and lawful manner. The following conduct is strictly prohibited:

• Using the platform for any unlawful, fraudulent, or harmful purpose.
• Attempting to gain unauthorised access to any part of the Website or server infrastructure.
• Sharing your account credentials with others or allowing multiple users to access a single account simultaneously.
• Uploading, posting, or transmitting any harmful, offensive, defamatory, or illegal content.
• Using automated tools (bots, scrapers, crawlers) to access or extract content from the Website.
• Interfering with or disrupting the security or integrity of the Website or its connected networks.
• Misrepresenting your identity or impersonating any person or entity.

The Company reserves the right to suspend or permanently ban any user found in violation of these conduct guidelines, without prior notice and without any obligation to refund.

Your use of this Website is also governed by our Privacy Policy, which is incorporated into these Terms & Conditions by reference. The Privacy Policy explains how we collect, use, store, and protect your personal information.

By agreeing to these Terms, you also agree to the terms of our Privacy Policy. We encourage you to review it carefully.

The Website and all its Products and Services are provided on an "as is" and "as available" basis, without warranties of any kind, either express or implied.

• We do not warrant that the Website will be uninterrupted, error-free, or free from viruses or other harmful components.
• We do not guarantee specific learning outcomes, certifications from third-party bodies, career placements, or exam success.
• While we make reasonable efforts to ensure accuracy of course content, we do not warrant that all information is complete, current, or error-free.
• The Company does not endorse or take responsibility for any third-party content, tools, or links accessed through the platform.

To the fullest extent permitted by applicable law, Sanprit Financial Services Private Limited shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages, including but not limited to:

• Loss of profits, revenue, data, or business opportunities.
• Damages arising from your reliance on the educational content or course outcomes.
• Unauthorised access to or alteration of your data or transmissions.
• Technical failures, downtime, or unavailability of the LMS or Website.
• Conduct of or disputes with other users of the platform.

Our total aggregate liability to you for any claim arising from or related to these Terms or your use of the Website shall not exceed the amount paid by you for the specific Product or Service giving rise to the claim.

You agree to indemnify, defend, and hold harmless Sanprit Financial Services Private Limited, its directors, officers, employees, agents, and partners from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable legal fees) arising out of or in connection with:

• Your use of or access to the Website and its services.
• Your violation of any provision of these Terms & Conditions.
• Your infringement of any intellectual property or other rights of any third party.
• Any content you submit, post, or transmit through the platform.

The Company reserves the right to revise, update, or replace these Terms & Conditions at any time at its sole discretion. The revised terms will be posted on this page with an updated effective date.

We will make reasonable efforts to notify registered users of significant changes via email or a prominent notice on the Website. However, it is your responsibility to review these Terms periodically.

These Terms & Conditions shall be governed by and construed in accordance with the laws of India, without regard to its conflict of law principles.

Any dispute, controversy, or claim arising out of or relating to these Terms, or the breach, termination, or invalidity thereof, shall be subject to the exclusive jurisdiction of the courts located in Kolkata, West Bengal, India.

You agree to submit to the personal jurisdiction of such courts and waive any objection to the laying of venue in such jurisdiction.

If you have any questions, concerns, or requests regarding these Terms & Conditions, please get in touch with us through the channels below: